Dear EQSers,
As a part of our commitment to your well–being and overall health, we are offering a compressive group medical insurance plan. We understand the importance of having access to quality healthcare and we believe that this insurance coverage will provide you and your loved ones with the peace of mind and support you deserve.
Here are some of the key benefits of our group medical insurance plan:
- Comprehensive Coverage: Our plan offers coverage for a wide range of medical services, including online doctor consultation, hospital stays, diagnostics tests and more. For any unexpected medical needs, you can be rest assured knowing that you are covered.
- Day One Coverage:This comprehensive plan does not have a waiting period, instead provides a Day One Coverage for you and your family.
- Financial Protection: Medical expenses can quickly add up and cause financial strain. With our group medical insurance, you will have financial protection against unexpected medical bills. This can help alleviate the stress and allow you to focus on your health and recovery.
- Access to Network Providers: Our plan includes access to a network of healthcare providers, including doctors, specialists, hospitals and clinics.
- Careful selection: The providers have been carefully selected based on their previous service, on time support and market experience.
- Coverage for Dependants: Our group medical insurance extends coverage to dependants, including spouse and 3 kids
How does our current insurance provider support ?
Our insurance provider for the period 2024-2025 is ICICI Lombard and the scheme chosen is Group Health (Floater) Insurance. This plan is designed to offer comprehensive coverage and valuable benefits for you and your loved ones.
- Extensive Coverage: The ICICI Lombard Floater Plan provides extensive coverage for a wide range of medical expenses, including hospitalization, surgeries, diagnostic tests, outpatient treatments, and more. You can rest assured knowing that you are covered for both routine and unexpected medical needs.
- Family Floater Option: With the family floater option, you can cover your entire family under a single policy. This means that you, your spouse, and your children can all benefit from the same comprehensive coverage, making it a convenient and cost-effective solution for your family's healthcare needs.
- Cashless Treatment: ICICI Lombard has a vast network of hospitals and healthcare providers where you can avail cashless treatment. This means that you can access medical care without having to worry about paying out-of-pocket expenses upfront. Simply present your insurance card at the network hospital, and your expenses will be settled directly by the insurer.
- Protection: With coverage of up to 5 lakhs for each employee, you can rest assured knowing that you and your family are adequately protected against a wide range of medical expenses, including hospitalization, surgeries, diagnostic tests, outpatient treatments, and more.
- Holistic Healthcare: Ayurveda, an ancient system of medicine, offers holistic healing approaches that complement conventional medical treatments. With the inclusion of Ayurveda treatments in our insurance coverage, you now have access to a broader range of healthcare options to address your medical needs.
- Increased Coverage Limits: We understand the importance of providing adequate financial support during maternity. With the updated coverage, you will now receive up to 75,000 for cesarean (C-section) deliveries and up to 50,000 for normal deliveries. These increased limits ensure that you have access to quality healthcare without worrying about the financial burden associated with childbirth.
- Additional Benefits: The IL Take Care App also include additional b enefits such as wellness programs, health check-ups, and teleconsultation services. These benefits are aimed at promoting preventive care and helping you lead a healthier lifestyle.
- Efficient Claims Process: ICICI Lombard is known for its efficient and hassle-free claims process. In the event of a medical emergency or planned hospitalization, you can count on their dedicated claims team to assist you in every step of the way, ensuring smooth and seamless experience.
We believe that access to quality healthcare is a fundamental right, and we are proud to offer this valuable benefit to our employees. Your health and well-being are important to us, and we are committed to supporting you every step of the way.
If you have any questions about our group medical insurance plan or need assistance enrolling, please don't hesitate to reach out to C&P India (cp-services@eqs.com). We are here to help and ensure that you have all the information you need to make the most of this valuable!
